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SEER Rating Savings Calculator

See how much you could save by upgrading your AC or heat pump to a higher SEER2 rating. Enter your address for Sacramento-specific electricity rates and cooling hours.

13
8 SEER (pre-2006)13 SEER (2006-2015)16 SEER (2015+)20 SEER
18
14 SEER2 (standard)18 SEER2 (mid)22 SEER2 (high)28 SEER2 (premium)

Your Estimated Savings

Annual Savings
10-Year Savings
Efficiency Gain
CO₂ Reduction
Estimated Payback Period
0 yr5 yr10 yr15 yr

Ready to see what a new system would actually cost — with rebates included?

SEER Rating FAQ

What is SEER2 and how is it different from SEER?

SEER2 is the updated 2023 standard that measures real-world efficiency more accurately than the old SEER rating. SEER2 accounts for higher external static pressure, making it about 4-5% lower than the equivalent SEER rating. California now requires minimum 15.0 SEER2 for new AC installs.

How much can I really save with a higher SEER?

Going from 13 SEER to 18 SEER saves roughly 28% on cooling costs. In Sacramento, where AC runs 1,200+ hours per year, that's typically $300-$600 annually. Over a 15-year system life, that's $4,500-$9,000 in savings. Use the calculator above for your specific numbers.

Is a high-SEER system worth the extra upfront cost?

For most Sacramento homeowners, 16-18 SEER2 hits the sweet spot — good efficiency gains without the premium pricing of 20+ SEER2 systems. The payback is typically 5-8 years, and with SMUD rebates and federal tax credits, the net cost difference shrinks significantly. Above 20 SEER2, payback stretches to 12-15 years, which may not make sense unless you plan to stay long-term.